Insight, analysis & opinion from Joe Paduda
For an intriguing answer to the question, does risk selection work to maximize profits in health insurance?, see Jason Shafrin’s article. For those too lazy to click-thru, the answer is yes, for the health plan. Jason also has a related … Continue reading Risk selection and uninsurance
Read More...Yesterday we dug into the difficult position Texas Mutual is in thanks to Texas’ Legislature and Governor. Today – as promised, why forcing Texas Mutual into a business it has zero experience in will NOT solve Texas’ healthcare mess – … Continue reading Solving Texas’ healthcare problems…or not.
Read More...Blog posts! Health Wonk Review returns to the inter-webs after a holiday hiatus. Refreshed, renewed, and revitalized, we bring you the best from the brightest! Drug costs Typically, we think that drug co-payments as affecting patient payments. However, cost sharing … Continue reading Ring in the New year with the latest and greatest…
Read More...Late Friday the Republican Study Committee released its ACA Repeal Bill. No word on a replacement plan as of this writing. Key points A tax credit of $7,500 (individuals) or $20,500 (families) which will apply to income and payroll taxes, and … Continue reading ACA Deathwatch – The GOP repeal bill is out
Read More...There’s been a lot of focus on United Healthcare’s announcement that its Exchange business is not doing well – and is likely to lose somewhere around $200 million this year. As a result, UHG revised financial expectations for 2015, “reflecting a … Continue reading United Healthcare and the Exchanges; what’s the real story?
Read More...Here in no particular order are items of interest that have come up this week. Heath care spending growth in 2012 was a low 3.7 percent – the fourth consecutive year it has been under 4 percent. Moreover, health spending … Continue reading Friday fast facts and catch-up
Read More...Uncertainty. That’s the best way to describe health insurance execs’ views on their business these days. The massively-screwed-up-but-steadily-improving rollout of the federal exchange is the biggest reason for that uncertainty, but there’d be huge uncertainty even if things had gone … Continue reading The health insurance world in 2014 – lots of uncertainty but no death spiral
Read More...That’s the title of a talk I’m giving today at the New York Academy of Medicine. There’s a lot of discussion around the major changes associated with health reform; access to care concerns, fear of adverse selection, provider and payer … Continue reading The other ways health care will change
Read More...It falls to me to author this Shutdown edition of Health Wonk Review. I’m truly honored to be in this position; the posts below bring a depth of understanding, a diversity of opinion, and a wealth of experience/expertise to this … Continue reading Health Wonks on the Shutdown, Obamacare, and other matters of great import
Read More...To hear the current GOP presidential candidates describe it, former Gov. Mitt Romney’s support for the 2006 Massachusetts health care reform initiative was the worst thing since the Spanish Flu. We can chalk a lot of the hyperbole up to … Continue reading The Massachusetts health reform “disaster”
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